I just saved a bunch of money on my car insurance by switching from Geico!

In fairness a year ago with tickets on my record Geico was the cheapest of several places I checked. Those tickets came off but Geico's rate stayed the same. With the tickets gone Progressive beat Geico by about $60 every 6 months and coverage is way better. Limits went up from 50/100k to 100/300k and the collision deductable is down from $1000 to $500.

 

i just got 3 free songs from iTunes by getting a quote from geico. but i already have insurance so i have no intentions of going with them.

 

I priced out progressive and found out going to a 0 deductable and increasing all my coverage would end up being half as much as I'm paying now.

Very tempting.

 

Tom why wouldn't you go for it ASAP?

 

Lazyness?

I had one credit card that kept uping my rate by .2 or .3 percent every month starting at 9% it ended at 24% before I canceled that card and transfered the balance.

There was no reason for the increase. My credit was excellent I was paying a ton into them over the interest. So basicly it took about 6 months from the time I noticed what they were doing to get rid of that card and transfer the balance. They still owe me $300 from my last payment to them which got processed after the transfer.

 

If you had been with Progressive before, your rates might not have changed either. Insurance companies don't routinely re-underwrite people mid-stream.

Wait a while, then call around again. Basically, you have to be "gone" from an insurance company "long enough" before they'll put you in the new business "pool" and reunderwrite you.

The catch (if you consider it to be one) is that the definition of "long enough" varies from company to company -- and even from state to state within company. I don't know how long it is for Geico (heck, I don't even know how long it is for my company in my own state), but you could ask them directly.