The Blue Ribbon Metallic TCH fully loaded (leather seats, convenience package, powered moonroof and nav) was apparently at the dealership we purchased it from for over a week! I'm guessing that had not sold because they were selling it for $3K over MSRP. When I called them, I was able to negotiate them down to MSRP, but we had to take delivery that day (Thursday, 6/22). We took off from work, and drove off with our TCH that afternoon! We felt very fortunate because a fully loaded Blue Ribbon Metallic in the Southern California is very difficult to get without preordering it, much less have it at a dealer's lot for a week! And we are VERY HAPPY with our purchase.

 

ugh, I went to two dealers around my house, including the one where the lady said she will give me a "good deal" when I go in. BAD EXPERIENCE (Toyota of North Hollywood). Not only was I treated like a child (I know I'm young, but that does not mean they shouldn't talk like business, It seems that they treated me as if I wasn't serious about trading in the car.) They appraised my car and said 13k...wasn't enough. I asked why it was so less, they wouldn't answer me. I talked to the internet representative, the lady who said she will give me a good deal, asking her where is my good deal...seems like I'm getting ripped off. I asked for the manager and talk to him, why does his company lie or say things that are untrue about giving me a good deal, went on for about an hour and the manager didn't even budge or give an apology. So I walked off, because I'm not in a rush of buying it anyhow, but just a quick note, is there anywhere I can report this to? as in Toyota?

Anyways, I will take WVgasguy's advice and finish paying off, which is about a year. Then I'll think about it again. Thanks again guys/gals for helping out.